XRP Rich List 2025: How Much XRP Do You Need to Be in the Top 1%?

The XRP Bridge List tracks and categorizes XRP wallets based on holdings, showing how much XRP is needed to join the top 10%, 5%, or even 0.01% of holders. 

According to the latest data, there are 6.6 million XRP wallets, but fewer than 1 million actual XRP holders globally, making XRP ownership much rarer than many may assume.

The latest data shows 6.6 million XRP wallets, but real holders are estimated to be fewer than 1 million. To be in the top 10% of holders, you need 2,486 XRP; for the top 5%, it's 8,758 XRP. The top 1% requires holding over 50,000 XRP. 

To be considered a whale, you need 50,637 XRP or more. Only 663 wallets hold over 5 million XRP, placing them in the ultra-elite 0.01% category, likely owned by founders, early contributors, or major institutions.

Many XRP wallets are inactive, and only a small portion of the global population holds XRP. To succeed with XRP long-term, holding it in cold storage and resisting the urge to sell during price spikes are key. 

As prices rise, it becomes harder to stay among the top holders, with the cost of being in the top 10% rising significantly from last year’s $1,000-$1,500 range.