Bitpanda Review 2025
Bitpanda is a well-established cryptocurrency broker based in Austria, founded in 2014. It allows users to buy, sell, and trade various digital assets, including 600+ cryptocurrencies, ETFs, and precious metals.
Bitpanda has achieved a significant milestone by becoming the first major crypto company to secure a MiCAR (Markets in Crypto-Assets Regulation) license. This new regulation, issued by Germany’s Federal Supervisory Authority (BaFin), brings clear and unified rules for crypto services across the EU.
The MiCAR license enhances Bitpanda’s reputation as a secure and compliant platform, providing investors with legal clarity and protections. With this license, Bitpanda can now expand its services throughout the EU, ensuring even greater growth and innovation in the crypto space.
Table of content
Key Features
- Fiat-to-Crypto – Bitpanda enables users to buy and sell cryptocurrencies using fiat currencies, including EUR, USD, GBP, and CHF.
- Bitpanda Savings – This feature enables users to earn interest on their cryptocurrency holdings, making it a compelling option for generating passive income.
- Staking – Bitpanda enables users to stake a variety of cryptocurrencies, earning rewards for their investments.
- Wide Range of Assets – In addition to cryptocurrencies, Bitpanda also supports trading in ETFs, and precious metals such as gold and silver.
- Mobile App – The Bitpanda mobile app provides full functionality, allowing you to trade on the go with ease.
Pros and Cons
Pros
- Wide range of supported assets
- Easy-to-use interface, ideal for both beginners and advanced traders
- 0 fees on all deposits and withdrawals
- Offers staking and savings options for passive income
- Strong security measures like two-factor authentication (2FA) and cold storage
- Available on both desktop and mobile, making it easy to trade on-the-go
Cons
- Only available in Europe.
- Platform’s advanced features may be overwhelming for beginners
Overview
Bitpanda offers an intuitive and easy-to-navigate platform that caters to both novice and experienced traders. It supports a wide range of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and Ripple, as well as traditional financial assets like ETFs and precious metals.
This makes it an attractive platform for users looking to diversify their portfolios. In addition, Bitpanda has a fully functional mobile app that allows users to trade and monitor their investments on the go.
Registration
Creating an account on Bitpanda is a straightforward process. Users need to provide an email address and set a secure password. After registering, they must complete the Know Your Customer (KYC) verification process. This involves submitting a government-issued ID and, in some cases, proof of address to verify identity and comply with regulations.
Buying and Selling
Bitpanda offers multiple methods to deposit funds and purchase cryptocurrencies. Users can make deposits through credit/debit cards, bank transfers, and third-party payment processors like Apple Pay and Google Pay.

Withdrawals are available in both fiat and cryptocurrencies, though some users have reported delays in withdrawing funds during peak times.
Margin trading is now added to the platform, marking a significant milestone for the Bitpanda team. Regarding fees, the closing fee has decreased from 1% to 0.3%, the liquidation fee from 3% to 1%, and the funding fee will be increased to 0.03% every 4 hours (0.18% daily).
Payment Methods
- Credit/Debit Cards – Instant deposits with zero fees.
- Bank Transfers – Free deposits and withdrawals, typically taking 1-3 business days.
Apple Pay/Google Pay – Instant deposits without fees. - Skrill/Neteller – Zero deposit fee.
User Experience
Bitpanda offers a clean and intuitive interface, making it an excellent choice for beginners. For more advanced users, the platform offers tools like stop-loss orders, limit orders, and recurring buys. The mobile app mirrors the desktop platform, allowing users to trade, monitor portfolios, and receive notifications on the go. Bitpanda also offers a Help Center with educational resources and FAQs for users who need assistance.
Bitpanda provides customer support 24/7 through live chat and email. While response times are generally quick, users have reported slower responses during high-traffic periods. Bitpanda also offers a reliable Help Center with guides and troubleshooting articles for common issues.
Bitpanda also offers Bitpanda Fusion, a feature that enables users to access advanced crypto trading and portfolio management tools. It integrates different features and functionalities to make investing in digital assets more accessible. Users can trade a wide range of cryptocurrencies, use automated trading strategies, and benefit from a streamlined experience that simplifies portfolio management.
Fusion enhances the overall trading process by combining multiple services into one platform, making it easier for both beginners and experienced traders to manage their investments in crypto, stocks, and other assets.

Bitpanda’s design is simple and clean, ensuring that both beginner and advanced traders can navigate the platform with ease. The platform’s straightforward interface is one of its strongest selling points, allowing users to find the features they need quickly.
Bitpanda’s mobile app is available for both Android and iOS devices. The app offers the same functionality as the desktop platform, allowing users to buy and sell assets, track portfolios, and set alerts while on the go.
Users generally praise Bitpanda for its easy-to-use interface and wide range of supported cryptocurrencies. However, some users have reported delays in withdrawals, particularly for bank transfers, and others have expressed dissatisfaction with customer support response times.

Security
Bitpanda places a high emphasis on security. It uses two-factor authentication (2FA) for user accounts and stores most funds in cold storage to protect against hacks. Regular security audits ensure that the platform is up to date with the latest industry standards, making it a safe choice for buying, selling, and storing digital assets.
Conclusion
Bitpanda is a broker that offers a wide range of digital assets, including cryptocurrencies, ETFs, and precious metals. Its easy-to-use interface, mobile app, and strong security features make it a solid choice for both beginners and experienced traders.
However, potential users should be aware of occasional withdrawal delays and the learning curve for advanced features. Overall, Bitpanda remains a trusted platform for trading digital assets.
FAQs About Bitpanda Review
Can Bitpanda be trusted?
Yes, Bitpanda is a legitimate broker, regulated in multiple countries, and uses strong security measures such as 2FA and cold storage to protect user funds.
Is it safe to keep money on Bitpanda?
Yes, Bitpanda uses industry-standard security protocols to protect user funds. However, as with any exchange or broker, it’s best to store large amounts of cryptocurrency in a cold wallet.
Who owns Bitpanda?
Bitpanda was founded in 2014 by Eric Demuth, Paul Klanschek, and Christian Trummer. It is privately owned.
What are the risks of Bitpanda?
The main risks include market volatility, occasional delays in withdrawals, and the platform’s complexity for beginners.
Is Bitpanda good for beginners?
Yes, Bitpanda is user-friendly and ideal for beginners, thanks to its simple interface and educational resources. However, more advanced features may require some time to learn.